Phone Pe Personal Loan 2024- Phone Pe Se Loan Kaise Le?

Sahil Choudhary May 7, 2024 Personal Loans, Banking, Finance, Loan Apps 123 Views

Phone Pe Personal Loan 2024: If you need a personal loan, then you can fulfill your need by taking a personal loan from PhonePe because it is very easy to take a personal loan from PhonePe. You can get a loan approved up to Rs 5 lakh within 10 minutes sitting at home.

With a hearty welcome to all the people reading this article, further in this article, we will give complete information about Phone Pe Personal Loan 2024 in detail. By reading and knowing all the procedures mentioned below, you can very easily get ₹ 50000 instant in your account. If you want to know the Phone Pe Personal Loan 2024 application process, then you can easily know it by reading all the steps mentioned below.

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Phone Pe Personal Loan Details

For your information, let us tell you that currently many private limited companies are listed through PhonePe, under which loans are provided to you. If you want to take a personal loan from PhonePe, then you can get complete information about how to apply for it. If you want to know in detail the entire process of applying for Phone Pe Personal Loan 2024, then you can know by reading all the steps mentioned in this article.

Some Famous Personal Loan Apps:

PhonePe Se Loan Kaise Lete Hain?

Now we will know how you can take a loan with the help of your Phonepe app. Before that, make sure to create a Flipkart account if you do not already have one. After that, you get an option of Flipkart Pay Later on Flipkart itself, which you have to choose.

Once you select that option, you also have to create a Flipkart Pay Letter account. After doing all these processes, you have to come to your PhonePe app and click on the My Money option.

When you click on that option, the balance of all your UPI accounts is visible to you, while the PhonePe wallet is also visible. Along with that, you will also see the loan amount which is issued through Flipkart Pay Later. You can easily use that loan amount as per your need.

PhonePe Personal Loan Overview 2024

Name of article	PhonePe Personal Loan
loan type	personal loan
loan amount	10 thousand to 5 lakh rupees
processing fee	Can be from 2% to 8%
partnership	Flipkart, Bajaj Finserv, Kredit Bee, MoneyView, Payme Indianavi, Navi App, etc.
Loan Approval Process	Online
official website	https://www.phonepe.com/

Documents required to apply for Phone Pe Personal Loan 2024

Do you want to know the complete process of applying for Phone Pe Personal Loan 2024 and want to get a maximum of Rs 10 lakh by applying, then before applying for Phone Pe Personal Loan 2024, you will have to complete the necessary documents. All the documents required for the Phone Pe Personal Loan 2024 application should be available which are as follows-

Aadhar card
PAN card
Passport size photo
Salary slip for salaried employee
ITR for self-employed
Address proof
Income certificate
Current mobile number etc.
Cibil score if any

By completing the documents shared above, you can easily apply for Phone Pe Personal Loan 2024.

Phone pe Personal Loan Interest Rate interest rate

The interest rate on a phone pe personal loan depends on the terms and conditions of the third-party application. You will have to pay the interest rate as per the terms and conditions of the application through which you apply for a PhonePe Personal Loan. Suppose you apply for a loan from Money View, then you may have to pay interest up to 15.96%.

Apart from this, you will have to pay a processing fee which can range from 2% to 8%. On Money View you can take a loan for a period ranging from 3 months to a maximum of 5 years and the terms and conditions of other applications may be different.

Eligibility to take PhonePe Personal Loan

To take a loan from PhonePe, you have to agree to some terms and conditions which are as follows –

Only Indians can apply for a PhonePe Personal Loan.
To avail of a personal loan from PhonePe, you must be at least 21 years old.
You must have all the KYC documents.
It is necessary for you to have EKYC i.e. your Aadhaar number should be linked to the mobile number.
You must have an active bank account and the Aadhaar number should be linked to the bank account.
PhonePe should be active on your mobile and your bank account should be linked to PhonePe.
Salaried individuals and self-employed people can apply for a Phone PE loan.
Your monthly income should be at least Rs 25 thousand and you should have an income certificate.
It is important to have a good CIBIL score for a personal loan.
You should have a good record of financial transactions and you should not be a defaulter.

Phone Pe Se Loan Kaise Le?

Do you want to know the online application process to get a personal loan by applying on the phone through a very easy process if you want to apply and get ₹ 50000 directly in your account, then you can apply easily by reading the steps given below. Apply for Phone Pe Personal Loan 2024 online, which is as follows-

To apply for Phone Pe Personal Loan 2024, first of all, open the Google Play Store of your mobile phone.
After this, click on the search option and install the application on your phone i.e. download it, which will be like this-

Now you can activate the PhonePe application completely through your mobile number and OTP.
If you are already using the application on your phone, then update it to the latest version from Google Play Store.
After updating the PhonePe application from the Google Play Store, open the PhonePe application.
After opening, you will see the names of all the companies providing loans by various companies on our dashboard.
Now click on whichever company you want to take Phone Pe Personal Loan 2024 through.
After clicking, the application form for personal loan application will open in front of you.
Enter all the information required in this loan application in detail
After entering all the information upload all the documents as per the requirement
After this, check the completeness of all the information given by you.
After verification, finally, click on the submit option.
As soon as you click the submit option, your Phone Pe Personal Loan 2024 will be successfully applied.

The loan approval amount will be credited to your account within 24 hours of the application
By reading the information shared above, you will easily know the complete information about applying for Phone Pe Personal Loan 2024.

What are the benefits of taking a loan from PhonePe?

From here you will get loan very quickly.
Very few documents are required to take loan from here.
Loan is available from here without interest.
You can take loan from any corner of India.
The loan amount will come directly into your account.

PhonePe Loan Customer Care Number

PhonePe Customer Care No.	080-68727374/022-68727374
TOLL FREE NUMBER(S):	1800 102 1482 (Ethics Helpline)
ALL INDIA NUMBER(S):	080-6872 7374022-6872 7374

Summary

In this article, we have given you complete information about how to apply for Phone Pe Personal Loan 2024 in complete detail. If you want to get a personal loan through PhonePe, then you will have to apply online for this. Now if you want to know the complete information about how to apply online and how to get ₹ 50000 in your account instantly, then you can easily know it by reading all the procedures mentioned above.

You have got all the information about how to get a loan from PhonePe. If you need a loan then you can apply for the loan as per the information given here. Through this app, you will get interest interest-free loan only for 84 days, after that, you will have to pay extra charges. Therefore, you should apply for the loan only if you are in great need of the loan.

We have given you all the information about taking a loan from PhonePe through this article, hope you have understood all the information well. From here you will get many such information and information about government schemes, so you can review that also. You will get new information from this website every day, so after reviewing this article, do share it so that this information can reach them. Thank you!