RBI Registered Loan App List Pdf 2024 – Fake Loan App List

Sahil Choudhary April 11, 2024 Loan Apps, Finance, Personal Loans 256 Views

RBI Registered Loan App List: The Reserve Bank of India always plays an important role in maintaining the trust of its customers. Today in this era of technology, it provides a facility for people to give loans through mobile applications. Nevertheless, it has become very important to differentiate between a reliable platform and a potential risk.

Therefore, today in this article we will tell you which RBI-registered loan apps are so that you do not get trapped in Fake Loan Apps. We will also know what are the benefits of RBI-approved loan apps and will also see the RBI registered loan app list today.

Table of Contents

What is RBI approved loan app?

Let us tell you that the Reserve Bank of India does not approve any loan app, rather it registers Non-Banking Finance Companies (NBFC) and Asset Reconstruction Companies (ARC) for various financial activities. These registered NBFCs provide loans through the loan apps created by themselves.

Apart from this, many loan apps provide loans from RBI-approved NBFCs as lending partners. Such apps that give loans through NBFCs registered as per RBI rules are generally kept under the category of RBI Approved Loan Apps in India.

How to identify RBI Registered Loan Apps?

To identify RBI Approved Loan Apps in India, first of all, you have to search for that app on the Play Store. Information about the names of its lending partners is available in the About App section of the loan app. From where you note down the name of that lending partner.

After that, go to the official website of RBI and download the list of registered NBFCs. After that, search the name of the lending partner of your loan app in the list to see whether RBI recognizes that lending partner for providing loan services or not.

Top RBI Registered Loan Apps List in India

Whenever you search for loan apps on the internet, a long list of online loan apps appears on your screen. Many of these apps are fake and never give any kind of loan. These apps are made only to collect your personal information.

Many apps give loans only for a few days and their interest rates are very high. In such a situation, the biggest problem you face is how will know which loan app is from NBFC registered by RBI and which loan app is fake.

In this article, we have brought solutions to these problems of yours. Below you are being given the list of RBI Approved Loan Apps in India, from here you can take loans worth lakhs under the supervision of RBI, which is the largest and fastest loan-giving institution.

In this list, you have been told in detail about the name of the app, the minimum and maximum loan amount given by it, loan tenure and interest rate, and the rating of the app on the Play Store.

RBI Registered Loan app names	Minimum and maximum loan amount	Loan Tenure	Rate of interest	Google Play store rating
Money View	5 thousand to 10 lakh	3 months to 5 years	16% to 39%	4.7
Kredit Bee Personal Loan App	3 thousand to 5 lakh	3 months to 24 months	16% to 29.95%	4.6
mPokket instant loan app	500 ₹ to 30 thousand	61 days to 120 days	24-49.5%	4.4
Ring	up to 2 lakhs	3 months to 24 months	18% to 36%	4.2
Bajaj Finance (Bajaj Finserv)	20 thousand to 40 lakh	12 months to 96 months	11% to 34%	4.7
Stashfin Personal Loan App	1 lakh to 5 lakh	3 months to 36 months	11.99% to 59.99%	3.7
Pocketly Peer2Peer Lending	up to ₹ 10 thousand	61 days to 120 days	From 12% to 36%	4.0
True Balance	1 thousand to 1 lakh	62 days to 12 months	From 60% to 154.8%	4.4
IIFL Loans	5 thousand to 5 lakh	3 months to 42 months	from 21% to 30%	4.3
Navi	up to 20 lakhs	3 months to 60 months	From 9.9% to 45%	4.4
Kisst	up to 2 lakhs	for up to 24 months	18% to 36%	4.0
Fibe Instant Personal Loan	5 thousand to 5 lakh	3 months to 36 months	From 16.75% to 74%	4.4
Buddy Loan App	10 thousand to 15 lakh	6 months to 5 years	From 11.99% to 36%	4.5
Olyv (old name Smart Coin)	up to 5 lakhs	2 months to 24 months	from 30% to 90%	4.2
Branch Personal Loan App	₹ 500 to 50 thousand	62 days to 6 months	From 24% to 36%	4.5
Pay Rupik Instant Personal Loan	From 1 thousand to 20 thousand	91 days to 1 year	35%	4.3
Insta Money Loan App	5 thousand to 50 thousand	3 months to 5 months	From 24% to 48%	4.2
Bharat Pe for Merchants Loan App	10 thousand to 10 lakh	3 months to 15 months	from 21% to 30%	4.2
CASHe Loan App	1 thousand to 4 lakh	3 months to 18 months	From 30.42% to 44.52%	3.5
MAMONEY LOAN APP	5 thousand to 2 lakh	3 months to 60 months	From 12% to 36%	2.8
Money Tap	up to 3 thousand 5 lakhs	3 months to 36 months	From 12% to 36%	4.0
Mobikwik (Small Loan for Online Shopping)	up to 2 lakhs	3 months to 24 months	From 9% to 35.99%	4.5

RBI Registered Loan Apps List Pdf

Click here to Download the PDF.

Why is it better to take a loan only from RBI Approved Loan Apps?

There are some benefits of taking a loan from the Rbi Approved Loan App. Let us tell you some reasons that can explain to you well why it is better to take a loan only from RBI Approved Loan Apps.

Security: RBI is a reputed Financial Regulatory Authority. If any loan app works with them then it simply means that it follows the regulation of RBI, hence you get extra security.
Interest Rate: If you join the RBI Approval Loan App guidelines, including the Regulation interest rate. With this, you get a fair interest rate and you are provided with Terms & Conditions.
Legal Protection: If there is any problem with any RBI Approval Apps then you can get legal recourse.
Customer Support: RBI-approved loan apps in India give you better customer support service. If you face any problem, you get full support as soon as possible.

You can see all these reasons that it can be safe for you to take a loan from RBI-approved loan apps, but if you ever want to take a loan, then read the Terms & Conditions first.

Do Read:-

RBI Registered NBFC loan app list in 2024

App Name	Credit Limit
Kreditbee	Loan up to 2 Lakhs
Kreditzy	Loan up to 2 Lakhs
Paysense	Loan up to 5 Lakhs
NAVI	Loan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan)	Loan up to 1 Lakhs
Freopay (Credit Line)	upto ₹10000
Stashfin – (Credit Line + Personal Loan)	Loan up to 5 Lakhs
Cashbean	Loan up to 1 Lakhs
MI Credit	Above 5 Lakhs
Dhani (Credit Line)	Loan up to 5 Lakhs
Avail Finance	Loan up to ₹50000
NIRA	Loan up to 2 Lakhs
Branch	Loan up to ₹50,000
Smartcoin	Loan up to 2 Lakhs
Rupeek App (Gold Loan)	Loan up to 50 Lakhs
Simple Pay Later (Credit Line)	Loan up to 1 Lakhs
Mobikwik (Credit Line + Consumer Loan)	Loan up to 2 Lakhs
Paytm Personal Loan	Loan up to 2 Lakhs
Krazybee (Consumer Loan)	Loan up to 2 Lakhs
Bharatpe (Business Loan)	Loan up to 5 Lakhs
Paytm Postpaid (Credit Line)	Loan up to 1 Lakhs
True Caller	Loan up to 5 Lakhs
Simply Cash	Loan up to 2 Lakhs
Slice (Credit Line)	Loan up to 1 Lakhs
True Balance	Up to ₹50,000
Zest Money (Consumer Loan)	Above 2 Lakhs
Amazon Pay Later	Up to ₹60,000
Flipkart Pay Later	Up to ₹60,000
Tata Capital	Above 10 Lakhs
Tata neu Credit card (Qik EMI Card)	₹10000 to ₹150000
Tata Neu App (Qik Personal Loan)	₹10000 to ₹10,00,000
Ola Money pay Later	₹1500 to ₹20000
Khatabook App	₹50,000 to ₹0,00,000
Jupiter credit limit	Up to ₹50,000
OneCard App	₹10000 to ₹150,000
Paisabazaar credit limit	₹50,000 to ₹10,00,000
imobile Pay Later	₹ 20,000
SBI YONO APP	₹1500 to ₹60000
IDFC Bank Pay later	₹1500 to ₹ 60000
Bajaj Finserv App	₹ 50,000 to ₹ 5,00,000
Rufilo Loan App	₹5000 to ₹25,000
IBL FINANCE App	₹5000 to ₹25,000
Early Salary	₹ 8,000 to ₹ 500,000
Money View	₹10,000 to ₹ 5,00,000
CASHe	₹1,000 to ₹ 3,00,000
mPokket	₹500 to ₹30,000
Stashfin – Credit Line & Loan	₹1,000 to ₹5,00,000
MoneyTap	₹1,000 to₹60,000
FairMoney Loan App	Loan up to 2 Lakhs
KreditOne	₹5000 to ₹25,000
FlexSalary Instant Loan App	₹5000 to ₹25,000
DigiMoney	₹5000 to ₹25,000
Indialends	upto ₹5,00,000
Mystro Loans & Neo Banking app	upto ₹50,000
Kissht: Instant Line of Credit	₹10,000 to ₹ 1,00,000
IndusMobile: Digital Banking	₹5000 to 200,000
Prefr: Get instant loan	₹10,000 to ₹3,00,000
InstaMoney Personal Loan	₹5,000 to ₹25,000
Swift Loan	upto ₹50,000
RapidPaisa	₹ 1,000 – ‎₹ 10,000
CreditScore, CreditCard, Loans	upto ₹ 5 Lakh
Bajaj MARKETS: Loan, Card, UPI	up to ₹25 Lakhs
Fullerton India	up to ₹25 lakhs
LoanFront	₹2000 to ₹2 lakhs
Pocketly	upto ₹10,000
Bueno Loans	upto ₹25000
PayRupik	up to ₹20,000
Loaney	₹200 to ₹20,000
RupeePark	₹5,000 to ₹500,000
Cash Planet – Online Loan App	₹5,000 to ₹500,000
CreditScore – PaisaBazaar	₹ 1000 to ₹ 50,000

Fake Loan App List in India

SR. NO.	Fake Loan App List	SR. NO.	Fake Loan App List
1	Agile Loan app	258	Easy credit
2	Aladdin Lamp	259	Easy Credit Loan App
3	Angel Loan	260	Easy loan
4	Apna Paisa	261	EasyCash Loan
5	Apple cash	262	Easy Rp
6	Ariaeko Lone	263	Elephant Cash
7	Asan Loan	264	Es Loan
8	ATD lone	265	Eulavt App
9	Balance lone	266	Express loan
10	Basket loan	267	Express Loan
11	Bellono Loan	268	Fash rupee
12	Bellono Loan App	269	Fast cash
13	Best Paisa	270	Fast coin
14	Betwinner betting	271	Fast Paisa
15	Bharat Cash	272	Fast cash
16	Bright Cash	273	Fast rupee Loan App
17	Bright money	274	Fast Rupee
18	Buddy Loan	275	Fexli Loan
19	Bus rupee	276	First Cash
20	Bharat Cash App	277	Flash Loan App
21	Clear Loan	278	Flash Loan Mobile
22	Cash Advance	279	Flash rupee
23	Cash Advance	280	Flip cash
24	Cash Advance Atach	281	For Pay
25	Cash Advance T1	282	Forpay app
26	Cash advance	283	Fortress Loan App
27	Cash Book	284	fortune now
28	cash bowl	285	fresh loan
29	Cash Carry App	286	Fri Loan
30	Cash Cola	287	Funny happen
31	Cash colla	288	Get Cash
32	Cash cow App	289	Gold Cash
33	Cash Cow	290	Gold loan app
34	Cash Credit	291	Gold Sea
35	Cash curry	292	Goldcash
36	Cash fish	293	Goldman Payback
37	Cash go	294	guru loan app
38	Cash Guru App	295	Hand Cash
39	Cash magic	296	Hand Cash Friendly Loan
40	Cash Hole	297	Handey Loan
41	Cash host Loan App	298	Handy loan
42	Cash Host	299	Hello Box
43	cash machine	300	Hello Rupee
44	Cash Machine Loan	301	Hi Credit App
45	Cash magic	302	Holiday Mobile Loan
46	Cash manager	303	Honey Loan
47	Cash Manager	304	Honey Loan App
48	Cash Mine	305	Holiday Mobile
49	Cash Papa	306	Hoo Cash
50	Cash Park Loan App	307	Hu cash
51	Cash park	308	I Credit
52	Cash Park Loan	309	I karza
53	Cash Pocket	310	Income loan
54	cash pocket live Cash	311	Income OK
55	Cash Samosa	312	IND loan
56	cash star miniso rupee	313	India AI Credit Cash Loan
57	Cash Station	314	Infinity Cash
58	Cashcarry Loan App	315	Insta Loan
59	Cashcom	316	Insta money
60	cashpal	317	Jo Cash
61	Clear Loan	318	Just paise Loan App
62	Coin Rupee	319	Just money
63	Crazy Cash	320	Kash loan
64	Credit buzz	321	Koko cash
65	Credit Loan	322	Koko Loan
66	Crystal Loan	323	koko loan
67	Credit Pearl	324	Lend Mall
68	credit wallet	325	Link Money
69	Crystal Loan	326	Live Cash Loan App
70	Daily Loan	327	Live Cash
71	Dhan Pal	328	Loan Cube
72	Discover Loan App	329	loan cube
73	Dream loan	330	Loan dream Ap[
74	DuttaRuppes	331	Loan Dream
75	E Paisa	332	Loan fortune
76	Eagle cash loan App	333	Loan Fortune
77	Early Credit App	334	Loan Home Small
78	Easy Barrow Loan App	335	loan loji
79	Easy Borrow Cash loan	336	Loan Resource(disi)
80	Easy brave	337	Loan Sathi
81	Loanzone	338	Rupeek buzz
82	Lucky Loan App	339	Rupeek cash
83	Lucky Wallet	340	Rupeek fenta
84	M pocket	341	Rupeeking
85	MagicCash Loan App	342	Rupeeok
86	Magic Money	343	Rupeeplus
87	Magicc Loan	344	Rupeeredee Loan App
88	Mama Loan	345	Rupeestar
89	Magicc Loan App	346	Rupiya bus
90	Marvel cash	347	Rupiya company
91	Marwel Loan Baba	348	Rush Loan
92	Matero Finance	349	Samay Rupee
93	May Loan	350	Sharp corn
94	Mi Rupe	351	Sharp Loan
95	Minute Loan App	352	Simple Loan App
96	Minute cash	353	Shuttle Loan
97	Minutes In Cash	354	Silver Pocket
98	Mo Cash	355	Simple Loan
99	Mobikquick	356	Sky Loan
100	Mobile cash	357	Slice pay
101	Monday money app	358	Small Loan
102	Money box	359	Small Cash Loan App
103	Money Ladder	360	SmalLoan App
104	Money lander	361	Smart Coin
105	Money Master	362	star loan
106	Money Master App	363	Store Loan
107	Money muthual	364	Sun cash
108	Money pocket	365	SUN CASH
109	money stand pro	366	Sunny loan
110	Money standup	367	Time loan
111	Money tree	368	Top Cash
112	money stand pro App	369	tree lone
113	Money View App	370	Tyto Cash
114	Monney Tank	371	Unit Cash
115	More cash	372	UPA Loan
116	More Cash App	373	UPO Loancom
117	More Loan	374	Voice loan
118	My Cash Loan	375	Volcano Loan
119	My Kredit	376	Wallaby App
120	Name of app	377	Wallet Payee
121	Ob cash loan	378	Apna Paisa
122	ob cash loan App	379	Walletpro
123	Ok Rupee Loan App	380	Warn Rupee
124	One Loan Cash Any Time	381	Wen Credit
125	One loan easy loan	382	Wow Rupee
126	onstream	383	Yes Cash
127	Orange Loan	384	Yes Rupees
128	Orange Loan	385	Zo zo Cash
129	Paisawala	386	Cash port
130	Personal Loan App	387	Alp cash
131	Phone pay	388	Angel Loan
132	Pillai Loan	389	Apna Paisa
133	Plump Wallet	390	Asana Loan
134	pocket bank	391	Cash Curry
135	Pokemoney	392	Cash era
136	PradhanmantriYojna Loan	393	Cash lion
137	Pub cash	394	Cash Star Miniso Rupee
138	Quality cash	395	Cashon
139	Quality Cash Loan App	396	Coco cash
140	Quick Loan App	397	Credit finch
141	Rapid	398	Dhani
142	Rainbow Loan	399	Early Credit App
143	Rapid Paisa	400	Elephant loan
144	Reliable Rupee Cash	401	Eye Credit
145	rich cash	402	Fast Paisa
146	Rich Loan Go	403	Fast Rupee
147	Rocket Loan	404	First Cash
148	Royal able rupee cash	405	Flash Loan Mobile
149	Royal cash	406	Go cash
150	Rupee Box	407	Hand Cash
151	Rupee Loan	408	Ind Loan
152	Rupee Cash Loan	409	Insta Loan
153	Rupee Magic	410	Insta Money
154	Rupee mall	411	Lend Mall
155	Rupee Online	412	Live Cash
156	Rupee Papa	413	Loan Resource (DIC)
157	Rupee pocket	414	Loan tap
158	Rupee salam	415	Loan zone
159	Rupee smart	416	Loanzone
160	Rupee Star	417	Micredit
161	My Cash Loan	418	Cash Cola
162	Onstream	419	Cash Carry Loan App
163	Plump Wallet	420	Cash App
164	Quick cash	421	Cash Cola
165	Rich Cash	422	Cash colla Loan
166	Rupee Magic	423	Cash cow
167	Rupee pus	424	Cash Guru App
168	RupeePlus	425	Cash Credit
169	Rupees plus	426	Cash curry
170	Samay Rupee	427	Cash fish
171	Small Loan	428	Cash go
172	Smile loan	429	CashCow Loan App
173	Star Loan	430	Cash Cow
174	Tap credit	431	Cash Guru App
175	Wow Rupee	432	Cash Hole
176	66 cash	433	Cash Hole Loan
177	66 Cash App	434	Cash host
178	Agile Loan app	435	Cash Host Application
179	Agile Cash App	436	Cash Light
180	Aladdin Lamp	437	cash machine
181	Angel Loan	438	Bharat Cash
182	Ant cash	439	Coin Rupee
183	Apna Paisa Cash	440	Cash Machine Loan
184	Apna Paisa	441	Cash Machine
185	Apple cash	442	Cash magic
186	Arak Loan	443	Cash Papa
187	Ariaeko Lone	444	Cash Manager
188	Asan Credit	445	Cash park
189	Asan Loan	446	Cash Mine
190	Asan Loan App	447	Cash Papa
191	Asan Loan	448	Cash manager
192	ATD Loan	449	Cash Park
193	ATD lone App	450	Cash Mine
194	Balance Loan	451	Cash Park Loan App
195	Balance lone	452	Cash Park Loan
196	Basket loan	453	CashPark Loan App
197	Bellono Loan	454	Cash Pocket Live Cash
198	Bellono Loan App	455	Cash Pocket
199	Bellono App	456	Cash pocket
200	Beloan App	457	Cash Pocket Loan App
201	Belono Loan	458	cash pocket App
202	Best Paisa	459	Cash Pocket Live Cash
203	Best Paisa Loan App	460	Cash room
204	Betwinner betting	461	Cash Samosa
205	BetWinner LOan	462	cash star miniso rupee
206	Bharat Cash	463	Cash Station
207	Cash Machine Loan	464	Cash today
208	Bharat Cash	465	CashcarryApp
209	Bright Cash	466	CashCarry Loan App
210	Bright money	467	Cashcom
211	Bud Loan	468	cashpal
212	Buddy Loan	469	Clear Loan App
213	Bus rupee	470	Chhota Loan
214	Bus Rupee	471	Cashpal
215	cash	472	Clear Loan
216	Cash Advance	473	Coco Loan
217	Cash Loan App	474	Cashcom App
218	Cash Advance Loan App	475	Cash Machine Loan
219	Cash Advance Atach	476	Income Value
220	Cash Advance T1	477	Joe Cash
221	Cash advance	478	Loan Saathi
222	Cash Advance App	479	Tree Loan
223	Cash Book Loan Application	480	Money Master
224	Cash Book	481	Silver Pocket
225	Cash Personal loan App	482	Loan Home Small
226	cash bowl	483	Who Cash
227	Cash Bowl Loan App	484	Forpay app
228	Cash Carry Loan Application	485	Rainbow Loan
229	Cash Carry App	486	Brightmoney
230	Cash Cash App	487	Cashmagic
231	guruloanapp	488	Cashhost
232	Paisawala	489	Goldcash
233	Easybrave	490	Mobilecash
234	Moneystandup	491	Easycredit
235	Goldloanapp	492	Moneytree
236	Cashgo	493	Loanfortune
237	Funnyhappen	494	Rupeesmart
238	Moneytree	495	Flashrupee
239	Loanfortune	496	ZozoCash
240	Rupeesmart	497	CashPark
241	Flashrupee	498	LiveCash
242	ZozoCash	499	Cashmagic
243	CashPark	500	Suncash
244	LiveCash	501	Incomeloan
245	Suncash	502	UnitCash
246	Incomeloan	503	BrightCash
247	UnitCash	504	Magicmoney
248	Moneylander	505	Sunnyloan
249	Brightmoney	506	Royalcash
250	Easybrave	507	Sharpcorn
251	Moneystandup	508	Marvelcash
252	Goldloanapp	509	Mobikquick
253	Cashgo	510	Cashfish
254	Funnyhappen	511	Paisawala
255	IndiaAICreditCashLoan	512	Voiceloan
256	StoreLoan	513	guruloanapp
257	MateroFinance	514	Rupeekbuzz

Top Recommendations for RBI Registered Loan Apps:-

Our top picks for RBI-approved loan apps in India are:-

Application Name	Google Play’s Rating
PaySense	4.1/5
Money Tap	4.4/5
Nira	4.4/5
CASHe	4.5/5
Money View	4.6/5
m Pokket	4.1/5
India Lends	3.8/5
PayMe India	4.2/5
Home Credit	4.3/5
Dhani	3.8/5

1. Paysense

PaySense is an accessible option for borrowers to instantly apply for a personal loan between ₹5,000 and ₹5,000,00 as the app is known for fast acceptance of offers.

Additionally, documents can be picked up instantly from your residence, eliminating the need for couriers or scanning digital copies. They also offer a variety of affordable easy EMI options that make repayment simple and hassle-free.

2. Money Tap

First of all, you have to complete the KYC verification and wait for the final approval after registration. After that, you can get instant credit up to the permitted amount of ₹5,00,000 depending on your credit score.

Documents: Selfie, PAN Card, Photo ID Proof (Passport/Driving License/Voter ID/Aadhaar Card), Address Proof (Electricity Bill/Ration Card/Gas Bill or Postpaid Mobile Bill/Telephone Bill/Broadband Bill), Bank Statement, Rent settlement, credit card details

Features: 100% paperless process, interest paid only on the amount borrowed, flexible EMI tenure from 2 to 36 months, collateral-free loans, 4-minute approval, secure API and interface

3. Dhani App

Having started as a pharmacy but has now expanded to provide financing services, Dhani is one of the top-tier personal loan applications without paperwork. Many students from out of town use Dhani to supplement their income while working part-time.

Apply for a quick loan up to ₹ 5,00,000 at affordable interest rates. Additionally, for every transaction, you will be given 2% cashback, which you can later spend on services or redemptions.

4. Nira App

Known for its quick approvals, NIRA Finance is one of the best RBI-approved loan apps in India. You can get high credit quickly with a simple registration, and they boast about their instant loan approval letters.

Download the quick loan application form, sign up, submit the required documents, and link a bank account. Depending on your credit score, you may qualify for up to ₹ 5,00,000 with a monthly interest rate between 1.5 and 2.5%.

5. CASH-e

CASHe has established itself as the best RBI-approved loan app, and the user interface of its application confirms it. This is one of the best quick loan apps, you can easily log in to the app, and the front dashboard has all the information you will need to get a quick loan.

6. Navi

NAVI is an instant loan app that offers loan amounts up to Rs 20 lakh with interest rates starting from 9.99 percent per annum for a tenure of up to 6 years.

The good thing about this application is that it does not require paper, as PAN and UID numbers are used in the loan application process. Once the loan is granted, the money will be deposited into the applicant’s bank account immediately, which often takes less than 10 minutes.

Also, the app provides simple, affordable, and accessible financial products and services. NAVI is one of the best personal loan apps.

Conclusion

This article is for general information about RBI Approved Loan Apps in India. The list given above has been carefully prepared as per the information available on the app. Still, if you want to take any loan through any loan app, then visit its official website and mobile app and carefully read and understand all the terms and conditions related to the loan.

NOTE:- We or our team will not be held responsible for any financial or other loss incurred during the process of your loan application.